TERMS OF USE

Offer Angel LLC. is an Arizona Corporation. We are bound by the laws of the State of Arizona and thus by accessing this site you agree to that the statutes and laws of the State of Arizona to govern any and all matters for use of this site. By accessing the Web sites owned and operated by Offer Angel LLC. and its affiliates, partners, including but not limited to the web site at URL www.Offerangel.com, you agree and acknowledge that the content and information contained is for informational and educational purposes only. Offer Angel LLC does not endorse any lender/broker. Offer Angel LLC makes no guarantee whether explicit or implied that information contained on www.offerangel.com that goods or services, including online mortgage offers and the Personalized Mortgage Report you may receive from a lender/broker, our Affiliates are accurate. By using this site, you certify you are at least 18 years of age and all information you have submitted to Offer Angel LLC. is accurate and complete.

1. USE OF CONTENT.Any information you may receive on our site including but not limited to online mortgage offers and The Personalized Mortgage Report is broad in scope and does not consider the entirety of your personal financial situation. Your personal financial situation is unique and the information and advice received on our site may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, Offer Angel LLC. recommends that you obtain additional information and advice from your accountant and/or financial advisers who are fully aware of your individual circumstances.

2. LENDERS and BROKERS.Offer Angel LLC. does not recommend or endorse any LENDERS and BROKERS. It is at your sole discretion to apply for offers with LENDERS and BROKERS. While Offer Angel does monitor offers submitted by LENDERS and BROKERS and if fraudulent or deceptive practices are detected Offer Angel LLC will ban any such LENDERS and BROKERS from accessing or using the service. However Offer Angel LLC cannot make guarantees that it will detect all instances of fraudulent or deceptive practices and cannot make guarantees that information that is provided on our site is accurate. Offer Angel LLC is not liable for the success or failure of any transaction that you may have with any LENDERS and BROKERS through our site. You are responsible for determining the significance and appropriateness of any information received by any lender/broker through our site.

3. DISCLOSURE OF POTENTIAL RELATIONSHIPS. Offer Angel LLC. may have current and future relationships through affiliate and partnership agreements without prior notice.

4. HYPERLINKS. Offer Angel LLC. may provide links to web sites that are the property of our Affiliates not controlled by Offer Angel LLC. These links are provided as a convenience only and is never intended as an endorsement or guarantee of goods or service by the company or individual operating the website. You acknowledge that Offer Angel LLC. does not sell or share your personal information with any lender/broker and thus it is your decision to provide your personal information directly with any lender/broker by leaving the www.offerangel.com site. You acknowledge when you leave our site to apply with a lender/broker that you are bound to the terms of use and privacy policies of that lender/broker.

5. MONITORING AND SHARING OF COMMUNICATION. Offer Angel LLC. does not collect, sell or transfer personally identifying information from borrowers.

By requesting a lender/broker submit their mortgage offer to you through Offer Angel you are hereby authorizing Offer Angel to request, receive and retain said offer on your behalf. We never ask the lender for any information that may personally identify you.

You agree to allow Offer Angel to monitor your online mortgage offers and use information received from any lender/broker through our site to provide you with a Free Side by Side or Personalized Mortgage Report or additional goods and services offered through our site by Offer Angel LLC.

By using this site you agree that information provided to you by lenders/brokers on our site may be monitored by Offer Angel.

Any information received by lender/brokers on our site is property of Offer Angel LLC. and may be used to determine the eligibility of lender/brokers as well as to support the Offer Angel Alert Program.

Additionally, you agree to receive electronic communications via e-mail from Offer Angel LLC.

Offer Angel LLC. its Affiliates, and lender/brokers you submit infomation to via the Offer Angel Service are entitled to retain your direct communications with us including email.

You further agree that lenders/brokers may contact you by telephone, email or mail based on the information you have provided directly to them or Offer Angel, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. You understand that Offer Angel LLC. may maintain the information you submitted whether you elect to use their services or not. In the event you no longer want to receive communications from the Third Party Service Provider, you agree to notify the provider directly.

6. TYPOGRAPHICAL ERRORS. Although Offer Angel LLC. tries to provide accurate and timely information, we cannot be responsible for typographical and other errors that may appear on our site. Offer Angel LLC. reserves the right to make changes and corrections at any time with out notice. The information and content provided by Offer Angel LLC. on our site is provided "AS IS" and "AS AVAILABLE" and DOES NOT WARRANT the accuracy, completeness or timeliness of the information, text, graphics, links or other items contained on www.offerangel.com. Offer Angel LLC. reserves the right to refuse or cancel any requests for goods and/or services.

7. LIMITATIONS OF LIABILITY AND INDEMNIFICATOIN. OFFER ANGEL LLC. DISCLAIMS ANY LIABILITY OR RESPONSIBILITY FOR THE SUCCESS OF ANY TRANSACTION YOU HAVE WITH ANY LENDER/BROKER THROUGH OUR SITE. YOU AGREE THAT TO INDEMNIFY AND HOLD OFFER ANGEL LLC., ITS AFFILIATES, THIRD PARTY SERVICE PROVIDERS, SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR CONTRATORS HARMLESS FROM ANY CLAIM, DEMAND, LOSS, COMPENSATORY, INCEDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING FROM THE DIRECT OR INDIRECT OPERATION, CONTENT OR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES RESULTING FROM USE OF OUR SITE. YOU DO NOT HAVE THE OPPORTUNITY TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS AND YOU GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. BY USING WWW.OFFERANGEL.COM YOU CONSENT TO THESE RESTRICTIONS.

8. OFFER ANGEL MAKES NO WARRANTIES REGARDNG THE CONTENT. OFFER ANGEL LLC. MAKES NO WARRANTY OR GUARANTEE EXPRESS OR IMPLIED THAT THE CONTENT AVAILABLE OR RECEIVED FOR DOWNLOADING IS FREE OF INFECTION FROM ANY VIRUSES, WORMS, TROGRAN HORSESE, BACK DOORS, CANCELBOTS, TIME BOMBS OR ANY OTHER PROGRAMMING THAT CONTAMINATE OR DESTROY PROPERTIES. OFFER ANGEL LLC. PROVIDES THIS SITE AND THE SERVICE "AS IS," "WITH ALL FAULTS" AND "AS AVAILABLE," AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURANCY, AND EFFORT IS WITH YOU. YOU USE THIS SITE AND SERVICE AT YOUR OWN RISK AND ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER INCLUDING BUT NOT LIMITED TO LOSS OF DATA.